/* ================================================================
   SBI FASTag – Authorized Partner Portal 2026 Premium UI
   Designed for State Bank of India FASTag Services
================================================================ */

/* ── CSS Variables ─────────────────────────────────────────── */
:root {
    --brand-blue:     #009FE3;  /* SBI FASTag light blue — used for accents on dark bg */
    --brand-dark:     #001845;  /* SBI deepest navy */
    --brand-mid:      #002B6E;  /* SBI dark blue */
    --brand-navy:     #22409A;  /* SBI corporate blue */
    --accent-cyan:    #00C8FF;  /* SBI bright sky blue */
    --accent-purple:  #F7941D;  /* SBI gold / orange — replaces purple */
    --sbi-blue:       #22409A;  /* SBI primary corporate blue */
    --sbi-gold:       #F7941D;  /* SBI accent gold */
    --green:          #22c55e;
    --white:          #ffffff;
    --off-white:      #EEF4FB;  /* SBI-tinted off-white */
    --text-primary:   #0f172a;
    --text-secondary: #4b5563;
    --text-light:     #94a3b8;
    --card-bg:        #ffffff;
    --card-border:    rgba(0,159,227,0.15);
    --shadow-sm:      0 2px 8px rgba(0,0,0,0.07);
    --shadow-md:      0 8px 30px rgba(0,0,0,0.12);
    --shadow-lg:      0 20px 60px rgba(0,0,0,0.18);
    --radius-sm:      8px;
    --radius-md:      16px;
    --radius-lg:      24px;
    --radius-xl:      32px;
    --font-main:      'Inter', 'Outfit', sans-serif;
    --transition:     0.3s cubic-bezier(0.4,0,0.2,1);
}

/* ── Reset & Base ──────────────────────────────────────────── */
*, *::before, *::after {
    margin: 0; padding: 0;
    box-sizing: border-box;
}
html { scroll-behavior: smooth; }
body {
    font-family: var(--font-main);
    background: var(--off-white);
    color: var(--text-primary);
    line-height: 1.7;
    overflow-x: hidden;
}
a { text-decoration: none; color: inherit; }
img { max-width: 100%; }
address { font-style: normal; }

/* ── Utility ───────────────────────────────────────────────── */
.gradient-text {
    background: linear-gradient(135deg, var(--brand-blue), var(--sbi-gold));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}
.glass-card {
    background: rgba(255,255,255,0.08);
    backdrop-filter: blur(18px);
    -webkit-backdrop-filter: blur(18px);
    border: 1px solid rgba(255,255,255,0.15);
    border-radius: var(--radius-md);
}
.section-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 90px 24px;
}
.section-header {
    text-align: center;
    margin-bottom: 60px;
}
.section-badge {
    display: inline-block;
    background: linear-gradient(135deg, rgba(0,159,227,0.15), rgba(247,148,29,0.15));
    color: var(--brand-blue);
    border: 1px solid rgba(0,159,227,0.3);
    border-radius: 50px;
    padding: 6px 18px;
    font-size: 0.78rem;
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    margin-bottom: 16px;
}
.section-header h2 {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(1.8rem, 4vw, 2.8rem);
    font-weight: 800;
    margin-bottom: 16px;
    line-height: 1.2;
}
.section-header p {
    font-size: 1.05rem;
    color: var(--text-secondary);
    max-width: 600px;
    margin: 0 auto;
}

/* ── NAVBAR ────────────────────────────────────────────────── */
.navbar {
    position: fixed;
    top: 0; left: 0; right: 0;
    z-index: 1000;
    background: transparent;
    transition: background var(--transition), box-shadow var(--transition);
    padding: 0 24px;
}
.navbar.scrolled {
    background: rgba(10,22,40,0.95);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    box-shadow: 0 2px 24px rgba(0,0,0,0.3);
}
.nav-inner {
    max-width: 1200px;
    margin: 0 auto;
    height: 72px;
    display: flex;
    align-items: center;
    justify-content: space-between;
}
.nav-logo img {
    height: 44px;
    object-fit: contain;
    filter: brightness(1.1);
}
.nav-links {
    list-style: none;
    display: flex;
    align-items: center;
    gap: 8px;
}
.nav-links li a {
    padding: 8px 14px;
    border-radius: var(--radius-sm);
    font-size: 0.9rem;
    font-weight: 500;
    color: rgba(255,255,255,0.85);
    transition: color var(--transition), background var(--transition);
}
.nav-links li a:hover {
    color: var(--white);
    background: rgba(255,255,255,0.08);
}
.nav-cta {
    background: linear-gradient(135deg, var(--sbi-blue), var(--sbi-gold)) !important;
    color: var(--white) !important;
    padding: 9px 20px !important;
    border-radius: 50px !important;
    font-weight: 600 !important;
}
.nav-cta:hover {
    opacity: 0.9;
    transform: translateY(-1px);
}

/* Hamburger */
.hamburger {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
}
.hamburger span {
    display: block;
    width: 24px; height: 2px;
    background: var(--white);
    border-radius: 2px;
    transition: var(--transition);
}
.hamburger.open span:nth-child(1) { transform: rotate(45deg) translate(5px,5px); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: rotate(-45deg) translate(5px,-5px); }

/* ── HERO ──────────────────────────────────────────────────── */
.hero {
    min-height: 100vh;
    background: linear-gradient(135deg, var(--brand-dark) 0%, var(--brand-mid) 55%, var(--brand-navy) 100%);
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    padding: 100px 0 80px;
}
.hero-bg-overlay {
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse 80% 60% at 60% 40%, rgba(0,159,227,0.12) 0%, transparent 70%),
        radial-gradient(ellipse 60% 50% at 20% 80%, rgba(247,148,29,0.1) 0%, transparent 60%);
    pointer-events: none;
}
/* animated star-like dots */
.hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image:
        radial-gradient(circle, rgba(255,255,255,0.15) 1px, transparent 1px);
    background-size: 60px 60px;
    opacity: 0.3;
    pointer-events: none;
}
.hero-container {
    max-width: 1200px;
    width: 100%;
    margin: 0 auto;
    padding: 0 24px;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 40px;
    position: relative;
    z-index: 1;
}
.hero-content {
    width: 100%;
    text-align: center;
}
.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(21,101,192,0.18);
    border: 1px solid rgba(21,101,192,0.45);
    color: #7EC8E3;
    border-radius: 50px;
    padding: 8px 22px;
    font-size: 0.82rem;
    font-weight: 600;
    letter-spacing: 0.04em;
    margin-bottom: 28px;
}
.hero-content h1 {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(2.4rem, 6vw, 4rem);
    font-weight: 800;
    color: var(--white);
    line-height: 1.15;
    margin-bottom: 20px;
}
.hero-content p {
    font-size: 1.05rem;
    color: rgba(255,255,255,0.72);
    line-height: 1.8;
    margin-bottom: 20px;
    width: 100%;
}

/* ── BUY NOW BUTTON ────────────────────────────────────────── */
a.btn-buy-now,
.btn-buy-now {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 10px;
    width: 100%;
    max-width: 420px;
    padding: 18px 32px;
    margin-bottom: 24px;
    background: linear-gradient(135deg, #1565C0, #F7941D) !important;
    color: #ffffff !important;
    font-family: 'Outfit', sans-serif;
    font-size: 1.15rem;
    font-weight: 800;
    letter-spacing: 0.02em;
    border-radius: 50px;
    text-decoration: none !important;
    box-shadow: 0 8px 32px rgba(21,101,192,0.45);
    transition: transform 0.3s, box-shadow 0.3s;
    animation: pulse-buy 2.5s ease-in-out infinite;
    position: relative;
    overflow: hidden;
    cursor: pointer;
}
.btn-buy-now::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(255,255,255,0.15), transparent);
    border-radius: 50px;
}
.btn-buy-now:hover {
    transform: translateY(-4px) scale(1.02);
    box-shadow: 0 14px 40px rgba(21,101,192,0.55);
    color: var(--white);
}
@keyframes pulse-buy {
    0%,100% { box-shadow: 0 8px 32px rgba(21,101,192,0.45); }
    50%      { box-shadow: 0 8px 48px rgba(247,148,29,0.5), 0 0 0 8px rgba(21,101,192,0.1); }
}
@media (min-width: 1024px) {
    .btn-buy-now { max-width: 380px; }
}
@media (max-width: 480px) {
    .btn-buy-now { font-size: 1rem; padding: 16px 24px; }
}

/* Hero buttons */
.hero-btns {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
    margin-bottom: 48px;
}
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 14px 28px;
    border-radius: 50px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: transform var(--transition), box-shadow var(--transition), opacity var(--transition);
}
.btn-primary {
    background: linear-gradient(135deg, #25d366, #128c7e);
    color: var(--white);
    box-shadow: 0 6px 24px rgba(37,211,102,0.35);
}
.btn-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 32px rgba(37,211,102,0.45);
}
.btn-outline {
    background: rgba(255,255,255,0.08);
    color: var(--white);
    border: 1.5px solid rgba(255,255,255,0.3);
    backdrop-filter: blur(8px);
}
.btn-outline:hover {
    background: rgba(255,255,255,0.15);
    transform: translateY(-3px);
}

/* Hero stats */
.hero-stats {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 32px;
    flex-wrap: wrap;
}
.stat {
    display: flex;
    flex-direction: column;
    align-items: center;
}
.stat strong {
    font-size: 1.6rem;
    font-weight: 800;
    color: var(--white);
}
.stat span {
    font-size: 0.78rem;
    color: rgba(255,255,255,0.55);
    text-transform: uppercase;
    letter-spacing: 0.06em;
}
.stat-divider {
    width: 1px;
    height: 40px;
    background: rgba(255,255,255,0.15);
}

/* Floating visual card */
.hero-visual {
    display: none; /* shown on larger screens */
}
.hero-card-float {
    padding: 28px 36px;
    text-align: center;
    animation: floatCard 4s ease-in-out infinite;
}
@keyframes floatCard {
    0%,100% { transform: translateY(0); }
    50% { transform: translateY(-12px); }
}
.fastag-chip-icon { font-size: 3rem; margin-bottom: 8px; }
.card-label { color: var(--white); font-weight: 700; font-size: 1rem; }
.card-sub { color: rgba(255,255,255,0.55); font-size: 0.8rem; }

.hero-scroll-hint {
    position: absolute;
    bottom: 32px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    color: rgba(255,255,255,0.4);
    font-size: 0.75rem;
}
.scroll-arrow {
    width: 20px; height: 20px;
    border-right: 2px solid rgba(255,255,255,0.3);
    border-bottom: 2px solid rgba(255,255,255,0.3);
    transform: rotate(45deg);
    animation: bounce 1.5s ease-in-out infinite;
}
@keyframes bounce {
    0%,100% { transform: rotate(45deg) translateY(0); }
    50% { transform: rotate(45deg) translateY(6px); }
}

/* ── CONTACT STRIP ──────────────────────────────────────────── */
.contact-strip {
    background: linear-gradient(135deg, var(--brand-navy), var(--brand-mid));
    padding: 0 24px;
}
.strip-inner {
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: repeat(3,1fr);
    gap: 0;
}
.strip-item {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 28px 24px;
    border-right: 1px solid rgba(255,255,255,0.08);
    transition: background var(--transition);
}
.strip-item:last-child { border-right: none; }
.strip-item:hover { background: rgba(255,255,255,0.04); }
.strip-icon { font-size: 1.8rem; }
.strip-label {
    color: rgba(255,255,255,0.5);
    font-size: 0.72rem;
    text-transform: uppercase;
    letter-spacing: 0.07em;
    margin-bottom: 2px;
}
.strip-value {
    color: var(--white);
    font-weight: 600;
    font-size: 0.95rem;
    transition: color var(--transition);
}
.strip-value:hover { color: var(--brand-blue); }

/* ── SERVICES SECTION ───────────────────────────────────────── */
.services-section {
    background: var(--off-white);
}
.services-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}
.service-card {
    background: var(--white);
    border: 1.5px solid var(--card-border);
    border-radius: var(--radius-md);
    padding: 32px 24px;
    transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
    opacity: 0;
    transform: translateY(24px);
    position: relative;
    overflow: hidden;
}
.service-card.visible {
    opacity: 1;
    transform: translateY(0);
    transition: opacity 0.5s ease, transform 0.5s ease;
}
.service-card::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--brand-blue), var(--accent-purple));
    opacity: 0;
    transition: opacity var(--transition);
}
.service-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); border-color: rgba(0,159,227,0.4); }
.service-card:hover::before { opacity: 1; }
.service-card-highlight {
    background: linear-gradient(135deg, #002B6E, #22409A);
    border-color: rgba(0,159,227,0.4);
    color: var(--white);
}
.service-card-highlight h3 { color: var(--white); }
.service-card-highlight p { color: rgba(255,255,255,0.65); }
.service-card-highlight .service-btn {
    background: linear-gradient(135deg, var(--brand-blue), var(--accent-purple));
    color: var(--white);
}

.service-icon { font-size: 2.2rem; margin-bottom: 16px; }
.service-card h3 {
    font-family: 'Outfit', sans-serif;
    font-size: 1.1rem;
    font-weight: 700;
    margin-bottom: 10px;
    color: var(--text-primary);
}
.service-card p {
    font-size: 0.88rem;
    color: var(--text-secondary);
    line-height: 1.6;
    margin-bottom: 20px;
}
.service-btn {
    display: inline-block;
    padding: 9px 20px;
    background: linear-gradient(135deg, rgba(0,159,227,0.12), rgba(247,148,29,0.12));
    color: var(--brand-blue);
    border: 1.5px solid rgba(0,159,227,0.25);
    border-radius: 50px;
    font-size: 0.82rem;
    font-weight: 600;
    transition: background var(--transition), color var(--transition), transform var(--transition);
}
.service-btn:hover {
    background: linear-gradient(135deg, var(--brand-blue), var(--accent-purple));
    color: var(--white);
    border-color: transparent;
    transform: translateX(3px);
}

/* ── INFO SECTION (What is FASTag) ─────────────────────────── */
.info-section {
    background: linear-gradient(135deg, var(--brand-dark) 0%, var(--brand-mid) 100%);
}
.info-section .section-container { padding: 90px 24px; }
.split-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}
.split-text { opacity: 0; transform: translateX(-24px); }
.split-text.visible { opacity: 1; transform: none; transition: opacity 0.6s, transform 0.6s; }
.split-visual { opacity: 0; transform: translateX(24px); }
.split-visual.visible { opacity: 1; transform: none; transition: opacity 0.6s 0.15s, transform 0.6s 0.15s; }
.split-text .section-badge { color: var(--brand-blue); }
.split-text h2 {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(1.8rem,3.5vw,2.6rem);
    font-weight: 800;
    color: var(--white);
    margin-bottom: 18px;
    line-height: 1.2;
}
.split-text > p {
    color: rgba(255,255,255,0.65);
    font-size: 1rem;
    margin-bottom: 28px;
}
.feature-list { list-style: none; display: flex; flex-direction: column; gap: 12px; }
.feature-list li {
    display: flex;
    align-items: center;
    gap: 12px;
    color: rgba(255,255,255,0.8);
    font-size: 0.95rem;
}
.check {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 22px; height: 22px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--brand-blue), var(--accent-purple));
    color: var(--white);
    font-size: 0.7rem;
    flex-shrink: 0;
}

.visual-card {
    padding: 32px;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 20px;
}
.visual-img {
    width: 100%;
    border-radius: var(--radius-sm);
    object-fit: cover;
    max-height: 260px;
}
.visual-badge {
    display: flex;
    align-items: center;
    gap: 12px;
    background: rgba(0,159,227,0.12);
    border: 1px solid rgba(0,159,227,0.25);
    border-radius: 50px;
    padding: 10px 20px;
    width: 100%;
}
.visual-badge span { font-size: 1.5rem; }
.visual-badge strong { color: var(--white); font-size: 0.9rem; display: block; }
.visual-badge small { color: rgba(255,255,255,0.5); font-size: 0.75rem; }

/* ── STEPS SECTION ─────────────────────────────────────────── */
.steps-section {
    background: var(--white);
}
.steps-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    align-items: start;
    list-style: none;
    padding: 0;
    position: relative;
}
.step-card {
    background: var(--off-white);
    border: 1.5px solid var(--card-border);
    border-radius: var(--radius-md);
    padding: 36px 24px;
    text-align: center;
    opacity: 0;
    transform: translateY(20px);
    transition: transform var(--transition), box-shadow var(--transition);
}
.step-card.visible {
    opacity: 1;
    transform: translateY(0);
    transition: opacity 0.5s, transform 0.5s;
}
.step-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.step-number {
    font-family: 'Outfit', sans-serif;
    font-size: 2.8rem;
    font-weight: 800;
    background: linear-gradient(135deg, var(--brand-blue), var(--accent-purple));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    margin-bottom: 12px;
}
.step-card h3 {
    font-size: 1rem;
    font-weight: 700;
    margin-bottom: 8px;
    color: var(--text-primary);
}
.step-card p { font-size: 0.87rem; color: var(--text-secondary); line-height: 1.6; }
/* CSS-only arrows between step cards (replaces invalid <div> inside <ol>) */
.step-card:not(:last-child) {
    position: relative;
}
.step-card:not(:last-child)::after {
    content: '→';
    position: absolute;
    right: -18px;
    top: 52px;
    font-size: 1.5rem;
    color: var(--brand-blue);
    opacity: 0.5;
    z-index: 1;
    pointer-events: none;
}

/* ── FAQ SECTION ───────────────────────────────────────────── */
.faq-section {
    background: var(--off-white);
}
.faq-list {
    max-width: 800px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 12px;
}
.faq-item {
    background: var(--white);
    border: 1.5px solid var(--card-border);
    border-radius: var(--radius-sm);
    overflow: hidden;
    opacity: 0;
    transform: translateY(12px);
}
.faq-item.visible {
    opacity: 1;
    transform: none;
    transition: opacity 0.4s, transform 0.4s;
}
.faq-question {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    padding: 20px 24px;
    background: none;
    border: none;
    cursor: pointer;
    font-size: 0.97rem;
    font-weight: 600;
    color: var(--text-primary);
    font-family: var(--font-main);
    text-align: left;
    transition: background var(--transition);
}
.faq-question:hover { background: rgba(0,159,227,0.04); }
.faq-question.active {
    background: linear-gradient(135deg, rgba(0,159,227,0.08), rgba(247,148,29,0.05));
    color: var(--brand-blue);
}
.faq-icon {
    font-size: 1.4rem;
    font-weight: 300;
    color: var(--brand-blue);
    flex-shrink: 0;
    transition: transform var(--transition);
    width: 24px; text-align: center;
}
.faq-answer {
    display: grid;
    grid-template-rows: 0fr;
    transition: grid-template-rows 0.35s ease;
    border-top: 0 solid transparent;
}
.faq-answer.open {
    grid-template-rows: 1fr;
    border-top: 1px solid rgba(0,159,227,0.12);
}
.faq-answer > p {
    overflow: hidden;
    padding: 0 24px;
    font-size: 0.92rem;
    color: var(--text-secondary);
    line-height: 1.7;
}
.faq-answer.open > p { padding: 16px 24px 20px; }


/* ── FLOATING WHATSAPP ─────────────────────────────────────── */
.float-whatsapp {
    position: fixed;
    bottom: 28px;
    right: 28px;
    z-index: 999;
    width: 58px; height: 58px;
    background: linear-gradient(135deg, #25d366, #128c7e);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 6px 24px rgba(37,211,102,0.45);
    transition: transform var(--transition), box-shadow var(--transition);
    animation: pulse-wa 2.5s ease-in-out infinite;
}
.float-whatsapp:hover {
    transform: scale(1.12) translateY(-2px);
    box-shadow: 0 10px 32px rgba(37,211,102,0.55);
}
@keyframes pulse-wa {
    0%,100% { box-shadow: 0 6px 24px rgba(37,211,102,0.45); }
    50% { box-shadow: 0 6px 32px rgba(37,211,102,0.65), 0 0 0 10px rgba(37,211,102,0.08); }
}

/* ── RESPONSIVE ────────────────────────────────────────────── */
@media (min-width: 1024px) {
    .hero { padding: 80px 0; }
    .hero-container {
        flex-direction: row;
        align-items: center;
    }
    .hero-content {
        flex: 1;
        text-align: left;
        max-width: 680px;
    }
    .hero-content h1 { font-size: 3.4rem; }
    .hero-btns { justify-content: flex-start; }
    .hero-stats { justify-content: flex-start; }
    .hero-share { justify-content: flex-start; }
    .hero-sbi-brand { justify-content: flex-start; }
    .hero-visual { display: flex; flex-shrink: 0; }
}

@media (max-width: 1100px) {
    .services-grid { grid-template-columns: repeat(2, 1fr); }
    .strip-inner { grid-template-columns: repeat(3, 1fr); }
    .steps-grid { grid-template-columns: repeat(2, 1fr); gap: 20px; }
    .step-card:not(:last-child)::after { display: none; }
    .split-layout { grid-template-columns: 1fr; gap: 40px; }
}

/* ── 900px: MEDIUM — prevent navbar overflow ───────────────── */
@media (max-width: 900px) and (min-width: 769px) {
    .nav-links li a { padding: 6px 9px; font-size: 0.82rem; }
    .nav-brand-sub { display: none; }
    .nav-logo { gap: 8px; }
}

/* ── 768px: TABLET / MOBILE ────────────────────────────────── */
@media (max-width: 768px) {
    /* Navbar */
    .hamburger { display: flex; }
    .nav-links {
        display: none;
        flex-direction: column;
        position: absolute;
        top: 72px; left: 0; right: 0;
        background: rgba(0,24,69,0.97);   /* SBI navy */
        backdrop-filter: blur(20px);
        padding: 24px;
        gap: 4px;
        border-bottom: 1px solid rgba(255,255,255,0.08);
    }
    .nav-links.open { display: flex; }
    .nav-links li a { display: block; text-align: center; padding: 12px; }
    .nav-brand-sub { display: none; }      /* hide subtitle on mobile */

    /* Grids */
    .services-grid { grid-template-columns: repeat(2, 1fr); }
    .strip-inner { grid-template-columns: 1fr; }
    .strip-item { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.08); }
    .strip-item:last-child { border-bottom: none; }
    .steps-grid { grid-template-columns: repeat(2, 1fr); gap: 16px; }
    .paa-grid { grid-template-columns: 1fr; }
    .takeaway-grid { grid-template-columns: 1fr; }

    /* Spacing */
    .section-container { padding: 56px 20px; }
    .coverage-container,
    .paa-container,
    .agent-container,
    .takeaways-container { padding-top: 56px; padding-bottom: 56px; }

    /* Trust bar: 2 columns on tablet */
    .trust-inner {
        display: grid;
        grid-template-columns: repeat(2, 1fr);
    }
    .trust-item {
        border-right: 1px solid rgba(0,159,227,0.1);
        border-bottom: 1px solid rgba(0,159,227,0.1);
        min-width: 0;
    }
    .trust-item:nth-child(2n) { border-right: none; }
    .trust-item:nth-last-child(-n+1):nth-child(odd),
    .trust-item:nth-last-child(-n+2) { border-bottom: none; }

    /* Split layout */
    .split-layout { grid-template-columns: 1fr; gap: 32px; }

    /* Hero share */
    .hero-share { justify-content: center; }

    /* Agent CTA */
    .agent-cta-btn { width: 100%; max-width: 340px; justify-content: center; }
}

/* ── 480px: SMALL MOBILE ────────────────────────────────────── */
@media (max-width: 480px) {
    /* Hero buttons: stack full-width */
    .hero-btns { flex-direction: column; align-items: center; gap: 12px; }
    .btn { width: 100%; max-width: 320px; justify-content: center; }

    /* Hero stats: wrap tightly */
    .hero-stats { gap: 16px; flex-wrap: wrap; justify-content: center; }
    .stat-divider { display: none; }
    .stat strong { font-size: 1.3rem; }

    /* Hero SBI brand row: shrink */
    .hero-sbi-logo { width: 44px; height: 44px; }
    .hero-sbi-name { font-size: 0.85rem; }
    .hero-sbi-tag { font-size: 0.6rem; }

    /* Share buttons */
    .share-btn { font-size: 0.75rem; padding: 6px 12px; }

    /* Services: single column */
    .services-grid { grid-template-columns: 1fr; }

    /* Steps: single column */
    .steps-grid { grid-template-columns: 1fr; gap: 14px; }

    /* Trust bar: single column */
    .trust-inner { grid-template-columns: 1fr; }
    .trust-item { border-right: none !important; border-bottom: 1px solid rgba(0,159,227,0.1) !important; }
    .trust-item:last-child { border-bottom: none !important; }

    /* Tighter spacing */
    .section-container { padding: 44px 16px; }
    .coverage-container,
    .paa-container,
    .agent-container,
    .takeaways-container { padding-top: 44px; padding-bottom: 44px; }

    /* PAA grid: already 1fr at 768px */

    /* Section badge smaller */
    .section-badge { font-size: 0.7rem; padding: 5px 14px; }

    /* Navbar logo shrink */
    .sbi-logo-svg { width: 34px; height: 34px; }
    .nav-brand-name { font-size: 0.95rem; }
}

/* ── 380px: EXTRA SMALL (older phones) ─────────────────────── */
@media (max-width: 380px) {
    .hero-content h1 { font-size: 1.85rem; }
    .hero-answer-para { font-size: 0.95rem; }
    .nav-brand-name { font-size: 0.85rem; }
    .nav-logo { gap: 8px; }
    .sbi-logo-svg { width: 30px; height: 30px; }
    .btn { font-size: 0.9rem; padding: 12px 20px; }
    .float-whatsapp { width: 50px; height: 50px; bottom: 20px; right: 16px; }
}


/* ── SECTION NAME PILL (appears top-right on scroll) ──────── */
#section-pill {
    position: fixed;
    top: 80px;
    right: 20px;
    z-index: 990;
    background: rgba(21,101,192,0.92);
    color: var(--white);
    font-family: 'Outfit', sans-serif;
    font-size: 0.78rem;
    font-weight: 700;
    letter-spacing: 0.07em;
    text-transform: uppercase;
    padding: 6px 16px;
    border-radius: 50px;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255,255,255,0.2);
    pointer-events: none;
    opacity: 0;
    transform: translateY(-8px);
    transition: opacity 0.3s ease, transform 0.3s ease;
    box-shadow: 0 4px 16px rgba(21,101,192,0.35);
}
#section-pill.pill-show {
    opacity: 1;
    transform: translateY(0);
}
@media (max-width: 768px) {
    #section-pill { top: 76px; right: 12px; font-size: 0.72rem; }
}

/* ── NAVBAR SBI LOGO & BRAND ───────────────────────────────── */
.nav-logo {
    display: flex;
    align-items: center;
    gap: 12px;
}
.sbi-logo-svg {
    flex-shrink: 0;
    width: 52px;
    height: 52px;
    filter: drop-shadow(0 2px 8px rgba(0,0,0,0.35));
}
.nav-brand-text {
    display: flex;
    flex-direction: column;
    gap: 1px;
}
.nav-brand-name {
    font-family: 'Outfit', sans-serif;
    font-size: 1.05rem;
    font-weight: 800;
    color: var(--white);
    letter-spacing: 0.03em;
    line-height: 1.2;
}
.nav-brand-sub {
    font-size: 0.62rem;
    color: rgba(255,255,255,0.5);
    text-transform: uppercase;
    letter-spacing: 0.08em;
    font-weight: 500;
}


/* ── KEY TAKEAWAYS SECTION ─────────────────────────────────── */
.key-takeaways-section {
    background: var(--white);
    border-top: 3px solid var(--brand-blue);
    border-bottom: 1px solid rgba(0,159,227,0.1);
}
.takeaways-container {
    padding-top: 72px;
    padding-bottom: 72px;
}
.takeaway-intro {
    max-width: 860px;
    margin: 0 auto 52px;
    text-align: center;
}
.takeaway-headline {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(1.6rem, 3.5vw, 2.4rem);
    font-weight: 800;
    margin-bottom: 16px;
    line-height: 1.2;
}
.takeaway-body {
    font-size: 1rem;
    color: var(--text-secondary);
    line-height: 1.85;
}
.takeaway-grid {
    list-style: none;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}
.takeaway-card {
    background: var(--off-white);
    border: 1.5px solid var(--card-border);
    border-radius: var(--radius-md);
    padding: 32px 24px;
    text-align: center;
    opacity: 0;
    transform: translateY(20px);
    transition: transform var(--transition), box-shadow var(--transition);
}
.takeaway-card.visible {
    opacity: 1;
    transform: translateY(0);
    transition: opacity 0.5s, transform 0.5s;
}
.takeaway-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
    border-color: rgba(0,159,227,0.35);
}
.takeaway-icon {
    font-size: 2.2rem;
    display: block;
    margin-bottom: 14px;
}
.takeaway-card h3 {
    font-family: 'Outfit', sans-serif;
    font-size: 1rem;
    font-weight: 700;
    margin-bottom: 10px;
    color: var(--text-primary);
}
.takeaway-card p {
    font-size: 0.88rem;
    color: var(--text-secondary);
    line-height: 1.65;
}

@media (max-width: 768px) {
    .takeaway-grid { grid-template-columns: 1fr; }
    .nav-brand-name { font-size: 1rem; }
}

/* ── EDGE SEO: Performance CSS ─────────────────────────────── */
/* content-visibility: reduces initial render cost for below-fold sections */
.info-section,
.steps-section,
.paa-section,
.faq-section {
    content-visibility: auto;
    contain-intrinsic-size: 0 500px;
}
/* CLS = 0: reserve space for images before they load */
.visual-img {
    aspect-ratio: 4 / 3;
    width: 100%;
    height: auto;
}
.nav-logo img {
    aspect-ratio: 1 / 1;
}
/* GPU compositing hints for animated elements */
.float-whatsapp,
.hero-card-float,
.scroll-arrow {
    will-change: transform;
}

/* ── TRUST BAR (E-E-A-T / YMYL signal) ────────────────────── */
.trust-bar {
    background: var(--white);
    border-bottom: 1px solid rgba(0,159,227,0.12);
    padding: 0 24px;
}
.trust-inner {
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    align-items: stretch;
    justify-content: space-around;
    flex-wrap: wrap;
    gap: 0;
}
.trust-item {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 20px 16px;
    flex: 1;
    min-width: 160px;
    border-right: 1px solid rgba(0,159,227,0.1);
}
.trust-item:last-child { border-right: none; }
.trust-item span { font-size: 1.6rem; flex-shrink: 0; }
.trust-item strong {
    display: block;
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--text-primary);
    line-height: 1.3;
}
.trust-item small {
    font-size: 0.72rem;
    color: var(--text-secondary);
    line-height: 1.3;
}

/* ── COVERAGE SECTION (pSEO: state chips) ──────────────────── */
.coverage-section {
    background: var(--brand-dark);
}
.coverage-container {
    padding-top: 80px;
    padding-bottom: 80px;
}
.coverage-section .section-header h2 {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(1.8rem, 4vw, 2.8rem);
    font-weight: 800;
    color: var(--white);
    margin-bottom: 16px;
}
.coverage-sub {
    color: rgba(255,255,255,0.65);
    font-size: 1rem;
    max-width: 700px;
    margin: 0 auto 40px;
    line-height: 1.75;
}
.state-chips {
    list-style: none;
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    justify-content: center;
    margin-bottom: 36px;
}
.state-chips li {
    background: rgba(0,159,227,0.1);
    border: 1px solid rgba(0,159,227,0.25);
    color: rgba(255,255,255,0.85);
    padding: 7px 18px;
    border-radius: 50px;
    font-size: 0.82rem;
    font-weight: 500;
    transition: background var(--transition), border-color var(--transition);
}
.state-chips li:hover {
    background: rgba(0,159,227,0.2);
    border-color: rgba(0,159,227,0.5);
}
/* Hinglish note (GAP 3: North India search) */
.hinglang-note {
    text-align: center;
    font-size: 0.9rem;
    color: rgba(255,255,255,0.45);
    line-height: 1.75;
    max-width: 700px;
    margin: 0 auto;
    font-style: italic;
}

/* ── PAGE UPDATED TIMESTAMP ────────────────────────────────── */
.page-updated {
    font-size: 0.74rem;
    color: rgba(255,255,255,0.4);
    letter-spacing: 0.04em;
    margin-bottom: 24px;
    display: block;
}

/* ── HERO SHARE BUTTONS (Social SEO — GAP 6) ───────────────── */
.hero-share {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 36px;
    flex-wrap: wrap;
}
.share-label {
    font-size: 0.8rem;
    color: rgba(255,255,255,0.45);
    font-weight: 500;
}
.share-btn {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 7px 16px;
    border-radius: 50px;
    font-size: 0.8rem;
    font-weight: 600;
    cursor: pointer;
    border: 1.5px solid rgba(255,255,255,0.2);
    background: rgba(255,255,255,0.06);
    color: rgba(255,255,255,0.75);
    transition: background var(--transition), border-color var(--transition), color var(--transition);
    text-decoration: none;
}
.share-btn:hover {
    background: rgba(255,255,255,0.12);
    border-color: rgba(255,255,255,0.4);
    color: var(--white);
}
.share-wa:hover { border-color: #25d366; color: #25d366; }

/* ── HERO ANSWER PARA (GEO + AEO) ─────────────────────────── */
.hero-answer-para {
    font-size: 1.05rem;
    color: rgba(255,255,255,0.72);
    line-height: 1.8;
    margin-bottom: 16px;
    width: 100%;
}

/* ── FASTAG DEFINITION LIST (AEO: definition snippets) ─────── */
.fastag-definition {
    margin-bottom: 24px;
}
.fastag-definition dt {
    font-size: 1rem;
    font-weight: 700;
    color: var(--brand-blue);
    margin-bottom: 6px;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    font-size: 0.78rem;
}
.fastag-definition dd {
    font-size: 0.95rem;
    color: rgba(255,255,255,0.7);
    line-height: 1.8;
    padding-left: 0;
}

/* ── FIGCAPTION (GAP 4: Image SEO) ────────────────────────── */
figcaption {
    font-size: 0.75rem;
    color: rgba(255,255,255,0.4);
    text-align: center;
    margin-top: 8px;
    line-height: 1.5;
    font-style: italic;
}

/* ── AEO: PEOPLE ALSO ASK SECTION ─────────────────────────── */
.paa-section {
    background: var(--white);
}
.paa-container {
    padding-top: 80px;
    padding-bottom: 80px;
}
.paa-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    margin-top: 8px;
}
.paa-item {
    background: var(--off-white);
    border: 1.5px solid var(--card-border);
    border-radius: var(--radius-md);
    padding: 24px 20px;
    opacity: 0;
    transform: translateY(16px);
}
.paa-item.visible {
    opacity: 1;
    transform: none;
    transition: opacity 0.4s, transform 0.4s;
}
.paa-item h3 {
    font-family: 'Outfit', sans-serif;
    font-size: 0.93rem;
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: 10px;
    line-height: 1.4;
}
.paa-item p {
    font-size: 0.86rem;
    color: var(--text-secondary);
    line-height: 1.65;
}

/* ── AEO: QUICK ANSWER BOX (Featured Snippet trigger) ──────── */
.quick-answer {
    background: linear-gradient(135deg, rgba(0,159,227,0.07), rgba(247,148,29,0.04));
    border-left: 4px solid var(--brand-blue);
    border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
    padding: 18px 24px;
    margin: 0 auto 32px;
    max-width: 800px;
    font-size: 0.97rem;
    color: var(--text-primary);
    line-height: 1.75;
}
.quick-answer strong { color: var(--brand-blue); }
.quick-answer a { color: var(--brand-blue); font-weight: 600; }

/* ── LATEST UPDATES 2026 SECTION ──────────────────────────── */
.updates-section {
    background: #EEF4FB;
    padding: 0;
}
.updates-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    width: 100%;
}
.update-card {
    background: #ffffff;
    border-radius: 16px;
    padding: 28px 24px;
    border-top: 4px solid #009FE3;
    box-shadow: 0 2px 8px rgba(0,0,0,0.07);
    transition: transform 0.3s, box-shadow 0.3s;
    display: flex;
    flex-direction: column;
    gap: 10px;
    position: relative;
    overflow: hidden;
}
.update-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
}
.update-alert { border-top-color: #e53935; }
.update-new   { border-top-color: #22c55e; }
.update-update { border-top-color: var(--sbi-gold); }

.update-tag {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    font-size: 0.7rem;
    font-weight: 800;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--text-secondary);
    margin-bottom: 2px;
}
.update-icon {
    font-size: 2rem;
    line-height: 1;
}
.update-card h3 {
    font-family: 'Outfit', sans-serif;
    font-size: 1rem;
    font-weight: 800;
    color: var(--text-primary);
    line-height: 1.3;
}
.update-card p {
    font-size: 0.87rem;
    color: var(--text-secondary);
    line-height: 1.7;
    flex: 1;
}
.update-card p a {
    color: var(--brand-blue);
    font-weight: 600;
}
.update-link {
    display: inline-flex;
    align-items: center;
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--sbi-blue);
    text-decoration: none;
    margin-top: 4px;
    transition: color var(--transition);
}
.update-link:hover { color: var(--sbi-gold); }

/* Trending FAQ divider */
.faq-trending-divider {
    display: flex;
    align-items: center;
    gap: 16px;
    margin: 20px 0 4px;
}
.faq-trending-divider::before,
.faq-trending-divider::after {
    content: '';
    flex: 1;
    height: 1px;
    background: linear-gradient(90deg, transparent, rgba(0,159,227,0.3), transparent);
}
.faq-trending-divider span {
    font-size: 0.75rem;
    font-weight: 700;
    color: var(--sbi-gold);
    text-transform: uppercase;
    letter-spacing: 0.07em;
    white-space: nowrap;
    background: linear-gradient(135deg, rgba(247,148,29,0.1), rgba(0,159,227,0.1));
    border: 1px solid rgba(247,148,29,0.3);
    padding: 5px 14px;
    border-radius: 50px;
}

/* Responsive */
@media (max-width: 1100px) {
    .updates-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
    .updates-grid { grid-template-columns: 1fr; }
}

/* ── UPI vs FASTAG COST CALCULATOR ────────────────────────── */
.calculator-section {
    background: var(--brand-dark);
}
.calc-card {
    background: rgba(255,255,255,0.05);
    border: 1.5px solid rgba(0,159,227,0.2);
    border-radius: var(--radius-lg);
    padding: 40px;
    max-width: 760px;
    margin: 0 auto;
}
.calc-input-row {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-bottom: 32px;
}
.calc-label {
    color: rgba(255,255,255,0.8);
    font-size: 1rem;
    font-weight: 600;
}
.calc-input-wrap {
    display: flex;
    align-items: center;
    background: rgba(255,255,255,0.08);
    border: 1.5px solid rgba(0,159,227,0.35);
    border-radius: var(--radius-md);
    overflow: hidden;
    max-width: 320px;
}
.calc-rupee {
    padding: 0 16px;
    font-size: 1.4rem;
    color: var(--sbi-gold);
    font-weight: 700;
    border-right: 1.5px solid rgba(0,159,227,0.2);
}
.calc-input {
    flex: 1;
    background: none;
    border: none;
    outline: none;
    padding: 14px 16px;
    font-size: 1.3rem;
    font-weight: 700;
    color: var(--white);
    font-family: 'Outfit', sans-serif;
    width: 100%;
}
.calc-input::placeholder { color: rgba(255,255,255,0.3); }
.calc-input::-webkit-outer-spin-button,
.calc-input::-webkit-inner-spin-button { -webkit-appearance: none; }

.calc-results {
    display: flex;
    flex-direction: column;
    gap: 16px;
}
.calc-result-item {
    display: flex;
    flex-direction: column;
    gap: 4px;
    padding: 16px 20px;
    border-radius: var(--radius-md);
    border: 1.5px solid rgba(255,255,255,0.08);
    background: rgba(255,255,255,0.03);
}
.calc-best   { border-color: rgba(34,197,94,0.35); background: rgba(34,197,94,0.07); }
.calc-warn   { border-color: rgba(247,148,29,0.35); background: rgba(247,148,29,0.07); }
.calc-danger { border-color: rgba(229,57,53,0.35);  background: rgba(229,57,53,0.07); }

.calc-result-label {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.88rem;
    color: rgba(255,255,255,0.8);
}
.calc-dot {
    width: 10px; height: 10px;
    border-radius: 50%;
    flex-shrink: 0;
}
.calc-dot.green  { background: #22c55e; }
.calc-dot.orange { background: #F7941D; }
.calc-dot.red    { background: #e53935; }

.calc-badge-tag {
    background: #22c55e;
    color: white;
    font-size: 0.65rem;
    font-weight: 800;
    padding: 2px 8px;
    border-radius: 50px;
    letter-spacing: 0.08em;
}
.calc-result-amount {
    font-family: 'Outfit', sans-serif;
    font-size: 1.6rem;
    font-weight: 800;
    color: var(--white);
    line-height: 1.2;
}
.calc-result-note {
    font-size: 0.78rem;
    color: rgba(255,255,255,0.45);
}
.calc-savings {
    margin-top: 24px;
    padding: 20px;
    background: rgba(21,101,192,0.12);
    border: 1.5px solid rgba(21,101,192,0.3);
    border-radius: var(--radius-md);
    text-align: center;
}
.calc-savings p {
    color: rgba(255,255,255,0.8);
    font-size: 0.97rem;
    margin-bottom: 0;
}
.calc-savings strong { color: #22c55e; font-size: 1.1rem; }

@media (max-width: 768px) {
    .calc-card { padding: 24px 20px; }
    .calc-result-amount { font-size: 1.3rem; }
}

/* ── AGENT CTA SECTION ─────────────────────────────────────── */
.agent-cta-section {
    background: linear-gradient(135deg, var(--brand-dark), #060f1e);
}
.agent-container {
    text-align: center;
    padding-top: 80px;
    padding-bottom: 80px;
}
.agent-container .section-badge { margin-bottom: 16px; }
.agent-container h2 {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(1.8rem, 4vw, 2.6rem);
    font-weight: 800;
    color: var(--white);
    margin-bottom: 16px;
    line-height: 1.2;
}
.agent-container p {
    color: rgba(255,255,255,0.65);
    font-size: 1rem;
    max-width: 600px;
    margin: 0 auto 32px;
    line-height: 1.75;
}
.agent-cta-btn {
    display: inline-flex;
    font-size: 1rem;
}

/* ── STEPS SECTION: ol layout (AEO) ────────────────────────── */
ol.steps-grid {
    list-style: none;
    padding: 0;
}

/* ── RESPONSIVE ADDITIONS ───────────────────────────────────── */
@media (max-width: 1100px) {
    .paa-grid { grid-template-columns: repeat(2, 1fr); }
    .trust-inner { justify-content: flex-start; }
}
@media (max-width: 768px) {
    .paa-grid { grid-template-columns: 1fr; }
    .trust-item { min-width: 140px; padding: 16px 12px; }
    .hero-share { justify-content: center; }
    .hero-answer-para { margin-left: auto; margin-right: auto; }
    .coverage-container { padding-top: 60px; padding-bottom: 60px; }
    .paa-container { padding-top: 60px; padding-bottom: 60px; }
    .agent-container { padding-top: 60px; padding-bottom: 60px; }
}
@media (max-width: 480px) {
    .trust-item { min-width: 100%; border-right: none; border-bottom: 1px solid rgba(0,159,227,0.1); }
    .trust-item:last-child { border-bottom: none; }
    .share-btn { font-size: 0.75rem; padding: 6px 12px; }
}